:root{--green:#126a43;--dark:#0c3224;--gold:#f0bd43;--ink:#16271f;--muted:#64766b;--line:#e4ebe5;--soft:#f4f8f4}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.7;color:var(--ink);background:#fff}a{color:var(--green)}img{max-width:100%;height:auto}.wrap{max-width:1180px;margin:auto;padding:0 22px}.strip{background:var(--dark);color:#e7f4ec;text-align:center;padding:9px;font-size:12px;letter-spacing:.4px}.head{background:#fff;border-bottom:1px solid var(--line)}.head-row{display:flex;justify-content:space-between;align-items:center;gap:22px;padding:17px 22px}.brand{display:flex;align-items:center;gap:12px;color:var(--dark);text-decoration:none;font-size:24px;font-weight:900;letter-spacing:-.7px}.brand img{width:90px;height:57px;object-fit:contain}.brand small{display:block;font-size:10px;letter-spacing:1.8px;font-weight:700;color:var(--muted);line-height:1.3}.nav{display:flex;gap:16px;align-items:center;flex-wrap:wrap}.nav a{text-decoration:none;font-weight:750;font-size:13px}.pill{border-radius:12px;padding:13px 20px;display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none;font-weight:800;font-size:14px;border:1px solid transparent}.pill.green{background:var(--green);color:white}.pill.gold{background:var(--gold);color:#2b311d}.pill.white{background:white;border-color:#d4e5d7;color:var(--green)}.banner{background:linear-gradient(115deg,#e7f5eb,#fff 60%,#fff3d6);padding:65px 0 58px}.hero-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:48px;align-items:center}.eyebrow{display:inline-block;padding:6px 13px;background:#dcefe2;color:var(--green);border-radius:30px;font-size:12px;font-weight:800}.banner h1{font-size:clamp(34px,4.4vw,58px);line-height:1.13;letter-spacing:-1.7px;margin:19px 0}.banner p{font-size:18px;color:#52695b;max-width:670px}.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.hero-box{background:white;border:1px solid #e2ebe4;box-shadow:0 20px 50px #0c322414;padding:27px;border-radius:22px}.hero-box h3{margin:8px 0}.hero-box p{font-size:14px;margin:6px 0}.tick{padding:9px 0;border-bottom:1px solid var(--line);font-size:14px}.notice{font-size:12px!important;color:#617368!important}.section{padding:56px 0}.section.tint{background:var(--soft)}.section-head{margin-bottom:26px}.section-head h2{font-size:clamp(25px,3vw,35px);letter-spacing:-.8px;margin:0 0 8px;color:var(--dark)}.section-head p{margin:0;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);background:white;border-radius:17px;padding:25px;box-shadow:0 6px 22px #0c32240a}.card .symbol{font-size:28px}.card h3{font-size:19px;line-height:1.35;color:var(--dark);margin:10px 0}.card p{font-size:14px;color:var(--muted)}.card a{text-decoration:none;font-weight:800;font-size:14px}.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.feature{border:1px solid var(--line);padding:23px;border-radius:15px;background:white}.feature h3{margin:9px 0;font-size:18px}.feature p{font-size:14px;color:var(--muted)}.editorial{display:grid;grid-template-columns:minmax(0,1fr) 295px;gap:34px}.article-content{font-size:16px;line-height:1.85}.article-content h2{font-size:25px;color:var(--dark);line-height:1.3;margin-top:35px}.article-content p{color:#3e5146}.article-content section{border-bottom:1px solid var(--line);padding:5px 0 16px}.side{background:var(--soft);padding:24px;border-radius:17px;border:1px solid var(--line);align-self:start}.side h3{margin:0 0 14px}.side a{display:block;padding:7px 0;text-decoration:none;font-size:13px;border-bottom:1px solid var(--line)}.faq details{border:1px solid var(--line);border-radius:12px;margin-bottom:10px;padding:15px 20px;background:white}.faq summary{cursor:pointer;font-weight:750;color:var(--dark)}.faq p{color:var(--muted);font-size:14px}.footer{background:var(--dark);color:#e4f3e9;padding:48px 0}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.footer a{color:#f1d488;text-decoration:none}.footer p{font-size:13px;color:#c5d9ce}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:18px}.meta{font-size:12px;color:var(--muted)}.reading{max-width:810px;margin:0 auto}.reading h1{font-size:clamp(29px,4vw,44px);line-height:1.2;color:var(--dark)}.reading .lead{font-size:19px;color:var(--muted)}.help-btn{position:fixed;right:22px;bottom:22px;z-index:10;background:var(--green);border:0;border-radius:50px;color:white;padding:15px 20px;box-shadow:0 8px 25px #173e2866;font-weight:800;cursor:pointer}.help-panel{position:fixed;right:20px;bottom:85px;width:min(340px,calc(100vw - 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